Group Unit Linked Plan: Charges

The charges are typically split into set-up charge and thereafter, a percentage of each paid premium. The percentage varies depending on the size of the plan etc., but is likely to be between 4% and 6% of each paid premium for a typical Plan.

Fund charges are explained in Fund information but are typically as follows:

• Handelsbanken Funds: 1.5% p.a.
• Sampo Funds: Between 0.5% and 2% p.a.
• Storebrand and Delphi Funds: 0.4% and 2% p.a.

The fund charges may vary. The charge is reflected in the unit price of the Fund.

Nordben may charge for switching and minimum amounts are applicable for switches. In addition, minimum amounts are applicable to withdrawals (both the amount of any withdrawal and the value of the remaining units) and to premiums.