Nordben life and pension insurance

Group Products

Individual Products

Services

Individual Plan: Charges

The charges applicable from 1 January 2012 are as follows:

Initial charge GBP 10,000
Annual administration 0.6% p.a. (min GBP 2,500 max GBP 7,000)
Transaction fee GBP 36 per purchase or sale of security within the Plan.
Transfer fee GBP 36 per security transferred into the plan

The charges are increased if unquoted securities are included in the Plan to cover our additional costs.

Initial charge

GBP 1,500 per unquoted security

Annual administration

GBP 500 per unquoted security

Nordben deducts the above charge on 31 December. The administration charge is calculated as the percentage of the investment value at the end of December and multiplied by the completed months since the date of the last charge.

The above charges are in addition to any investment management and custodian charges levied on the Unit Fund.

The above charges can be varied.