Triple C Plan: Charges

These are made, and paid, as a percentage of every premium. The percentage is determined by the frequency and size of premiums.

Single Premium Policies

¤Premium	Charge deducted from premium
- SEK 500,000	4%
SEK 500,001    - SEK 750,000	3.5%
SEK 750,001    - SEK 1,000,000	3%
SEK1,000,001  - SEK 5,000,000	2.5%

Special terms will be agreed for premiums above SEK 5,000,000

¤Where the currency of the plan is not SEK currency equivalents apply

Annual Premium Policies

¤Premium	Charge deducted from premium
- SEK 100,000	8%
SEK 100,001 - SEK 150,000	7%
SEK 150,001 - SEK 200,000	6%
SEK 200,001 - SEK 250,000	5%
SEK 250,001 - SEK 500,000	4%
SEK 500,001 - SEK 750,000	3.5%
SEK 750,001 - SEK 1,000,000	3%

Special terms will be agreed from premiums above SEK 1,000,000

¤Where the currency of the plan is not SEK currency equivalents apply

The above charges are subject to the following minimums for Annual Premiums: Danish Krone 1,600, Euro 240, Norwegian Krone 1,600, Sterling 160, Swedish Krona 1,600, US Dollar 280 and for Single Premiums: Danish Krone 2,000, Euro 300, Norwegian Krone 2,000, Sterling 200, Swedish Krona 2,000 or US Dollar 350.

Nordben reserves the right to deduct an annual per policy charge of £85 (or currency equivalent) or such other charge as may be determined from time to time from the retirement account of a paid up policy if the account is less than £17,000 (or currency equivalent) or such other amount as Nordben may determine from time to time. Nordben is not currently deducting this charge.

Nordben also reserves the right to make a charge on the Triple C policyholder's fund. At present, Nordben has determined that, this charge will not exceed a half of one per cent per annum.  Nordben reserves the right to increase the level of this charge.