Unit Linked Plan: Charges
| *Premium |
Charge deducted
from premium |
| – Euro 149,999 |
4% |
| Euro 150,000 – Euro 199,000 |
3% |
| Euro 200,000 – Euro 249,000 |
2.5% |
| Euro 250,000 – Euro 499,000 |
2% |
| Euro 500,000 – Euro 1,000,000 |
1% |
| Euro 1,000,000 upwards |
0% |
*Where the currency of the plan is not Euro currency equivalents apply.
The Unit Linked Plan (Sampo Funds) and the Unit Linked Plan (Storebrand and Delphi Funds) also have a policy charge which is deducted on 31 December each year. The policy charges for 2007 are as follows:
- Sampo Funds: Euro 250
- Storebrand and Delphi Funds: Norwegian Krone 2,000
The policy charge shall be increased each year. The target increase is price inflation in the currency specified. This is a target not a guarantee; the increase in a given year may be higher or lower than price inflation in the currency specified.
The Fund and Management charges are explained in the Fund and Bonus section but are typically as follows:
- Handelsbanken Funds: 1.5% p.a.
- Sampo Funds: Between 0.5% and 2% p.a.
- Storebrand and Delphi Funds: Between 0.4% and 2% p.a.
The fund charges may vary. The charge is reflected in the unit price of the Fund.